DCSIMG Executive Committee | DenizBank

Born in 1959, Mr. Ateş graduated from Middle East Technical University, Faculty of Economics and Administrative Sciences, Department of Business Administration after completing his studies at TED Ankara College. He started his banking career in 1981 as Internal Auditor at İşbank. Following various positions at various Interbank departments from 1986 to 1993, he worked as Branch Manager at Elmadağ, Şişli, Bakırköy, İzmir and Central Branches. He established Interbank’s cash management system and was promoted in 1993 as Executive Vice President responsible for Central Operations. Mr. Ateş worked as Executive Vice President for Financial Affairs and Operations at Bank Ekspres between 1994 and 1996 and led the bank’s restructuring project with Bank of America. He established Garanti Bank Moscow in Russia and worked as CEO for one year starting from June 1996. He has continued his duties as President & CEO at DenizBank, where he started in June 1997 as the Founder President. During his management tenure, DenizBank shares were publicly listed in October 2004 and 5.5 times oversubscribed and 68% was sold to institutional clients abroad. His management also ran the process of selling 75% of Zorlu Holding DenizBank shares to Dexia S.A. in May 2006 as well as the sales process of 99.85% of DenizBank shares to Sberbank six years later in June 2012. Hakan ATEŞ is also Chairman of the Board of Directors at DenizBank subsidiaries Deniz Yatırım Securities, Intertech, Destek Varlık Management and DenizBank Moscow and the First Deputy Chairman of the Board of Directors at DenizBank AG.

Born in 1973, Mr. Ersoy graduated from Istanbul University, Department of Business Administration in 1995. In 2000, he received his MA in Management from Bahrein University. Starting his career in Akyol Dış Ticaret A.Ş. in 1994, Mr. Ersoy worked in BP Turkey in 1995 and continued his career as Deputy Branch Manager in Bahrein Branch of Pamukbank T.A.Ş between 1996- 2002. He served as DenizBank Bahrain Branch Manager between 2002- 2007. He worked as Assistant General Manager in Dexia Moscow between 2007- 2009 and as General Manager in DenizBank Moscow between 2009- 2011. He is the General Manager of DenizBank AG, subsidiary of DenizBank, since September 2011.

Born in 1960, Mr. Dizdar graduated from Istanbul University Faculty of Law in 1982 and completed his postgraduate studies on Private Law in 1985. In 1982, Mr. Dizdar began his career as a research assistant at Istanbul University Faculty of Law and held the positions of Legal Advisor in Altheimer & Gray between 1990- 1998, Legal Department Manager at Birleşik Türk Körfez Bank between 1998- 2001. Then he served as Legal Consultancy Unit Manager in Osmanlı Bank in 2001 and Legal Advisor and Risk Management Committee Chairman at Taib Yatırımbank in 2002. He worked as Legal Corporate Department Head in DenizBank A.Ş. between 2002- 2003 and as Senior Vice President of the Legal Group between 2003- 2010. He works as the Chief Legal Advisor in DenizBank A.Ş. since 2010.

Born in 1971, Mr. Emecan graduated from Istanbul University, Faculty of Economics and Administrative Sciences, Department of International Relations in 1993. Beginning his career in PamukBank T.A.Ş. in 1994, he held the position of Commercial Marketing Senior Associate in Garanti Bank between 1995- 1998. After working as Branch Manager in Bakırköy, Avcılar, Europe Corporate and Istanbul Corporate Branches of DenizBank A.Ş. in 1998, continues to work as General Manager of Deniz Faktoring A.Ş. since May 2015.

Born in 1962, Ms. Karahan graduated from Boğaziçi University, Faculty of Economics and Administrative Sciences, Department of Business Administration in 1987. Ms. Karahan started her career in 1987 at Interbank as Junior Associate and worked at Alternatifbank, Kentbank, Toprakbank, Westminister Savings Credit Union, Royal Bank of Canada and DenizBank, respectively. She then worked at Demir Kazakhstan Bank as EVP in charge of Credits. Returning to DenizBank A.Ş. in 2007, Ms. Karahan served as Derivative Products and SME Banking Credits Senior Vice President and Europe-2 Regional Credits Manager. She continues to work as Executive Vice President in charge of Retail – SME and Agricultural Banking – Credit Allocation Group since April 2014.

Born in 1969, Ms. Hıçkıran graduated from Ege University, Faculty of Letters, Department of English Language & Literature in 1992. Beginning her career as Sales Manager in Citibank in 1996, Ms. Hıçkıran held several positions in Citibank as Regional Manager of Bursa, Regional Manager of Aegean Region, Regional Manager of Marmara, Head of Sales Channels Group in Turkey, Head of Consumer Loans and Sales Channel Group, Executive Vice President in charge of Payment Systems, Consumer Loans, Sales and Alternative Distribution Channels and Executive Vice President in charge of Retail Banking, respectively between 1996 - 2013. She has been working in DenizBank A.Ş. as Executive Vice President in charge of Payment Systems and Non-Branch Channels Group since July, 2013.

Born in 1967, Mr. Böcügöz graduated from Boğaziçi University, Faculty of Economics and Administrative Sciences, Department of Business Administration in 1989. He started his career as Junior Associate at Garanti Bank in 1989. After working as Capital Markets Deputy Department Head at Esbank between 1990- 1994 and as Securities Deputy Department Head at Bank Ekspres in 1994, he served as Securities Department Head at Toprakbank until 1997. He worked as Treasury Coordinator and Executive Vice President (EVP) in charge of Funds, Resource Management and Marketing at Kentbank between 1997- 2002. He worked as EVP in charge of Fund Management in DenizBank A.Ş. between 2002- 2007 and continues his duty as Executive Vice President in charge of Treasury, FI and Private Banking Group in DenizBank A.Ş. since 2007.

Born in 1970, Mr. Koçak graduated from Dokuz Eylül University, Faculty of Economics and Administrative Sciences, Department of Econometrics in 1993. Mr. Koçak started his career in 1996 at ToprakBank as Junior Associate in Commercial Banking and worked at Branch, Commercial and Corporate Banking sales positions at Bank Ekspres, TEB, Körfezbank and Garanti Bank, respectively. He then worked at Akbank as Head Office SME Marketing and Branch Manager. He held the positions of Branch Performance Management Senior Vice President in DenizBank A.Ş. between 2006– 2009, Istanbul Anatolia-2 Regional Manager between 2009- 2014, SME Banking Group Executive Vice President between 2014-2016. He was appointed as Executive Vice President in charge of Agricultural Banking of DenizBank A.Ş in February 2016.

Born in 1968, Mr. Demirağ graduated from Middle East Technical University, Faculty of Economics and Administrative Sciences, Department of Public Administration. He started his career in 1991 as Vice President at Garanti Bank and then served as Branch Manager at EGS Bank between 1995- 2002 and as Branch Manager at DenizBank A.Ş. between 2002- 2003, as EVP in charge of Commercial and SME Banking at Halk Bank in 2003, as Chief Consultant at the Banking Regulation and Supervision Agency between 2004- 2005, as Board Member at Vakıflar Bank and TSKB. He then served as the Advisor to the Chairman at Banking Regulation and Supervision Agency between 2009- 2010. He held the position of the Head of Internal Control Unit and Compliance at DenizBank A.Ş. between 2010- 2012. He was nominated as Board Member in August 2012. He continues his duty as Executive Vice President in charge of Internal Control and Compliance at DenizBank A.Ş. since 2013.

Born in 1971, Mr. Önenç graduated from Yıldız Technical University, Department of Mechanical Engineering in 1995. He then completed his MBA at New York Pace University in 1997, postgraduate studies in Banking at Marmara University in 2000 and PhD studies in Banking at Marmara University in 2011. He started his career in 1997 as Specialist Dealer at DenizBank A.Ş. Treasury Department, and then he served as Central Anatolia Regional Office Treasury Sales, DenizBank AG Private Banking Department Head, Private Banking Branch Manager and Private Banking Senior Vice President. He continues his duty as Executive Vice President in charge of Private Banking Group in Denizbank A.Ş. since February 2014.

Born in 1964, Mr. Kumru graduated from Ankara University, Faculty of Political Sciences and completed his postgraduate studies at Istanbul University, Institute of Social Sciences. He held various positions in Esbank TAŞ between 1987- 1999 and was appointed as Executive Vice President in 1998. He joined DenizBank Financial Services Group in 1999. After serving as Executive Vice President of DenizBank A.Ş. Corporate Marketing Group, General Manager of Deniz Leasing and Deniz Factoring, he was appointed as General Manager of DenizBank Moscow in 2004. Between 2009- 2011 he served as Executive Vice President responsible for Corporate Banking, Commercial Banking, Public Project Finance Group and International Subsidiaries at DenizBank A.Ş. Mr. Kumru held the position of Executive Vice President in charge of Wholesale Banking Group in Denizbank A.Ş. between 2011- 2012. He is a Member of the Board of Directors of DenizBank A.Ş. since December 2012.

Born in 1967, Ms. Duman graduated from Boğaziçi University, Department of Computer Engineering in 1990. Starting her career as Analyst Software Developer in Promaks A.Ş. in 1989, she worked as R &D Expert in Akal Tekstil in 1993. Between 1993- 1997, she served as Technical Advisor in Intertech, subsidiary of Denizbank. She worked as Senior Vice President in charge of Information Technologies in Denizbank A.Ş. between 1998- 2003 and as Intertech General Manager between 2004- 2007. She continued her duty as Executive Vice President in charge of Information Technologies in DenizBank A.Ş. between 2008- 2009. She is the Executive Vice President in charge of Information Technologies and Support Operations Group in Denizbank A.Ş. since 2009.

Born in 1967, Mr. Başer graduated from Middle East Technical University, Department of Electrical and Electronics Engineering in 1988. Beginning his career in the field of research at Bilkent University in 1989, Mr. Başer worked in InterBank between 1990- 1997, as Special Projects Manager in Nergis Holding between 1997- 1999, as Assistant General Manager in Doğuş Hizmet Yön. A.Ş. between 2000- 2001. He served as Assistant General Manager in Yassı Metal Sanayi A.Ş. from 2001 till 2003 and joined DenizBank A.Ş. as Cash Management Department Head in 2004. He continued to work as Cash Management Senior Vice President between 2004- 2007, Corporate Banking Senior Vice President between 2007 -2008, Corporate Banking Sales Senior Vice President between 2008- 2009, Credit Policies and Risk Monitoring Senior Vice President between 2009- 2012, and Credit Methodology Senior Vice President between 2012- 2014. He continues his duty as Executive Vice President in charge of Corporate Credit Policies in DenizBank A.Ş. since November, 2014.

Born in 1966, Mr. Arabacıoğlu graduated from Ankara University, Faculty of Political Sciences, Department of Business Administration in 1988. He completed his postgraduate studies at Edinburgh Heriot-Watt University in Banking and Finance Department in 1994. He started his career at Deloitte in 1998 as Auditor, and worked as Investment Specialist in Vakifbank between 1991- 1994 and served as Portfolio Manager at Bayındır Menkul Kıymetler A.Ş. between 1994- 1996, Group Head at Kent Yatırım ve Menkul Kıymetle A.Ş. between 1996- 1998, Assistant General Manager at İktisat Yatırım A.Ş between 1998- 1999. He served as Asset Management Assistant General Manager in Deniz Invest between 1999- 2001 and served as DenizBank A.Ş. Investment Trust General Manager till 2003. He continues his duty as General Manager of Deniz Portföy A.Ş., subsidiary of DenizBank, since June, 2003.

Born in 1967, Mr. Pala graduated from Middle East Technical University, Faculty of Economics and Administrative Sciences, Department of Business Administration in 1993. Mr. Pala started his banking career in 1994 as a Junior Auditor at İş Bank Internal Audit Department. After serving as Head of Internal Audit Department and Corporate Banking Group Vice President at Interbank between 1997- 2002, he worked as Credits and Risk Management Department Head at Citibank between 2002- 2004. Mr. Pala who worked as Corporate Credits Department Head in DenizBank A.Ş. in 2004, was nominated as Executive Vice President in charge of Corporate and Commercial Credits Analysis Group in February 2014.

Born in 1974, Mr. Cansever graduated from Istanbul Technical University Mechanical Engineering Department in 1998. He completed his postgraduate studies at Yeditepe University in Banking and Finance in 2003. Starting his banking career at DenizBank A.Ş. in 1999, Mr. Cansever carried out his duty as DenizBank Moscow Assistant General Manager between 2007- 2008, Branch Manager in Bayrampaşa Commercial Centre Branch between 2008- 2010, Corporate Banking Senior Vice President in Denizbank A.Ş. between 2010- 2011, Denizbank Moscow General Manager between 2011- 2012, and Corporate Banking Executive Vice President in Denizbank A.Ş. between 2013- 2015. Mr. Cansever was nominated as Destek Varlık Yönetim A.Ş. General Manager in 2015 and currently continues his duty.

Born in 1967, Mr. Şen graduated from Middle East Technical University, Department of Industrial Engineering in 1990. Beginning his career as Industrial Engineer in Arçelik T.A.Ş. in 1990, he worked as Credit Marketing Analyst in Erenköy Branch of İktisat Bank between 1993- 1994, Deputy Manager in Kozyatağı Branch between 1994- 1997, Deputy Manager in Gaziantep Branch between 1997- 1998, Deputy Manager in Central Branch in 1998. Between 1998- 2000, he served as Bayrampaşa Branch Manager, continued to work as Ankara Corporate Branch Manager till 2002, Trakya Corporate Branch Manager in TEB till 2004, and Gayrettepe Corporate Branch Manager till 2007. Between 2007- 2011, he worked as Corporate Bank Branch Manager in Denizbank A.Ş., Executive Vice President in charge of Corporate Banking till 2012. He is the Executive Vice President in charge of Credit Follow up and Risk Monitoring since 2012.

Born in 1966, Mr. Günaydın graduated from Middle East Technical University, Department of Geological Engineering in 1988 and received his MBA degree from Bilkent University in 1990. Beginning his career as Research Assistant in Bilkent University in 1990, he served as Corporate Marketing Associate in Yapı Kredi Bank between 1990- 1992, as Corporate Marketing Senior Associate in İktisat Bank between 1992- 1995, Corporate Marketing Vice President in Demirbank between 1995- 1996. Between 1996- 2002, he worked as Branch Manager in Interbank and in 2002, he joined DenizBank A.Ş. as Elmadağ Cumhuriyet Caddesi Branch Manager. Between 2002- 2004, he worked as Anatolia Corporate Branch Manager, Zincirlikuyu Branch Manager between 2004- 2005, and as Europe-2 Regional Manager between 2005- 2011. He has been serving as the General Manager of Deniz Leasing, subsidiary of Denizbank A.Ş, since March 2011.

Born in 1965, Mr. Taçalan graduated from Istanbul Technical University, Department of Business Administration in 1987. He started his career at Bilim İlaç A.Ş. in 1989 and worked in Uzel Makine Sanayii, Egebank A.Ş., HSBC, Körfez Bank, Halk Bank, Milennium Bank, respectively. Mr. Taçalan who worked as Senior Vice President in charge of General Accounting in Denizbank A.Ş. between 2005- 2013, continues his duty as Secretary General and Executive Vice President in charge of General Accounting since 2013.

Born in 1967, Mr. Özel graduated from Boğaziçi University, Department of Business Administration in 1989 and received his MBA in Finance in 1991 and MA in economics in 1993 at Virginia Tech University. He did his PhD in Economics at the same university in 1995. He started his career as Economist in Treasury and Fund Management Department at Körfezbank in 1996. He served in DenizBank A.Ş. as Chief Economist in Economic Research, Strategy and Program Management Department between 1997- 2010 and continues his duties as Executive Vice President in charge of Economic Research, Strategy and Program Management in DenizBank A.Ş. since 2011.

Born in 1968, Mr. Aydoğdu graduated from Dokuz Eylül University, Faculty of Economics and Administrative Sciences, Department of Economics in 1993. Beginning his career as Associate in Ceylan Holding Fund Management/Finance Department in 1995, Mr. Aydoğdu worked as Associate in Bank Kapital Central Branch between 1996- 1998, as Corporate Products Marketing Senior Associate in Demirbank A.Ş. Kartal Branch in 1998, as Corporate Marketing Vice President in Bayındırbank between 1998- 2002. Between 2002- 2003, he served as Vice President in Europe- 3 Regional Marketing Department in DenizBank A.Ş., as Beşyüzevler Branch Manager between 2003- 2005 and as Çağlayan Branch Manager in 2005, and as Maslak Commercial Center Branch Manager between 2005- 2009. He worked as Commercial Banking Senior Vice President between 2009- 2010, and as Executive Vice President in charge of Commercial Banking and Public Finance between 2011- 2015. He continues his duty as Executive Vice President in charge of Corporate Banking, Commercial Banking and Public Finance since 2015.

Born in 1966, Mr. Çitil graduated from Istanbul Technical University, Department of Architecture in 1987 and received his MBA in 1988 from Istanbul University, Faculty of Economics and Administrative Sciences. He started his banking career at Interbank in 1988 at the Department of Construction. Mr. Çitil, who worked in DenizBank A.Ş. as Construction and Real Estate Senior Vice President between 1997- 2013, continues his duties as Deniz Real Estate Investment Trust General Manager since January 2014.

Born in 1971, Mr. Akosman graduated from Marmara University, Faculty of Economics and Administrative Sciences, Department of Business Administration in 1994. He received his MBA from Loyola University, Faculty of Economics and Administrative Sciences in 1997. Starting his career in Aktuğ Plastik INC. as Finance Analyst in 1991, he worked in REFCO LaSalle Group, Torunlar Gıda Sanayi ve Ticaret A.Ş., respectively. He worked as Deniz Derivatives Assistant General Manager between 2004- 2008 and Deniz Invest Derivative Instruments Assistant General Manager between 2008- 2010. He is the Executive Member of Deniz Yatırım A.Ş. since 2010.

Born in 1968, Mr. Çelik graduated from Boğaziçi University, Department of Computer Engineering in 1992. Beginning his career as Software Engineer in Intertech in 1992, Mr. Çelik worked as Projects Department Head, Core Banking Software Assistant General Manager, Vice General Manager and General Manager in 2009. He serves as Executive Vice President in charge of Digital Generation Banking in Denizbank A.Ş. since 2012.

Born in 1972, KULAKSIZ graduated from Çukurova University, Faculty of Economics and Administrative Sciences, department of Business Administration in 1996. He started his career in 1996 at H. Toprak Holding A.Ş. in Import Department and continued to work as an Auditor in ToprakBank A.Ş. and BayındırBank A.Ş respectively. Murat KULAKSIZ worked as Customer Representative at Çağlayan Branch of DenizBank A.Ş between 2003-2004, as Corporate Marketing Vice President of Ayazağa Branch of DenizBank A.Ş in 2004, as Commercial Banking Vice President of Ayazağa Branch of DenizBank A.Ş between 2004-2005, as Commercial Banking Vice President of Çağlayan Branch of DenizBank A.Ş in 2005, as Commercial Banking Vice President of Maslak Commercial Center and Istanbul Public Finance Branch of DenizBank A.Ş. between 2005-2007, as Branch Manager of Maslak Commercial Center and Istanbul Public Finance Branch of DenizBank A.Ş. in 2007, Branch Manager of Ayazağa Branch of DenizBank A.Ş between 2007-2009, Branch Manager of Maslak Commercial Center and Istanbul Public Finance Branch of DenizBank A.Ş. between 2009-2011, Corporate Banking Branch Manager of Maslak Commercial Center and Istanbul Public Finance Branch of DenizBank A.Ş. between 2011-2012, Regional Manager of Europe-2 Regional Office of DenizBank A.Ş. between 2012-2016. He was appointed as Executive Vice President in charge of SME Banking Group of DenizBank A.Ş in February 2016.

Born in 1966, Mr. Özel graduated from Hacettepe University, Faculty of Economics and Administrative Sciences, Public Administration in 1988. Beginning his career in Turkbank Galata Branch, Credits Service in 1988, Mr. Özel worked as Central Operation Associate in Interbank between 1993- 1997, Vice President in Internal Control Department of Dışbank in 1997. Between 1997- 1998, he served as Vice President in Internal Control Unit in Denizbank A.Ş., and as Internal Control Senior Vice President in Denizbank A.Ş. in 1998, Auditor in Internal Audit Department between 1999-2001, Head of Internal Control Unit between 2002- 2007. In 2007, he held the position of Internal Control and Compliance Senior Vice President, Head of Internal Control and Compliance Unit between 2008- 2010, and Executive Vice President in charge of Central Operations and International Subsidiaries in 2010. He works as Executive Vice President in charge of Branch and Central Operations in Denizbank A.Ş. since 2010.

Born in 1971, Mr. Elkin graduated from Marmara University, Faculty of Economics, Administrative and Social Sciences, Department of Business Administration (English) in 1993. Beginning his banking career in 1993 at Yapı Kredi Bank as Junior Auditor, Mr. Elkin worked as Head of Customer Management Unit in Corporate Marketing Department between 1998- 2000. Between 2000- 2004, he worked at DışBank as Commercial Marketing Director. Joining DenizBank A.Ş. in 2004 as Commercial Banking Senior Vice President, Mr. Elkin worked as Senior Vice President in charge of Training between 2007- 2008 and Senior Vice President in charge of Human Resources and Deniz Academy between 2008- 2014. He serves as Executive Vice President in charge of Human Resources and Deniz Academy in Denizbank A.Ş. since February 2014.

Born in 1975, Mr. Yalçın received his BA degree from Boğaziçi University, Faculty of Economics and Administrative Sciences, Political Science and International Relations Department in 1998. He started his banking career as Operation Associate at Bank Ekspres Elmadağ Branch in 1998. He served as Operations Manager in DenizBank Maslak Branch between 2002- 2004, and as Operations Manager in Istanbul Corporate Branch between 2004- 2005. He held the position of Denizbank Moscow Department Head between 2007- 2013. He works as CJSC Denizbank Moscow General Manager since January 2013.

Born in 1976, Mr. Özark graduated from Istanbul Technical University, Department of Mathematical Engineering in 1997. He started his banking career in 1997 at Garanti Bank Retail Banking Department as Junior Associate and then worked at SME Banking Group. Joining DenizBank A.Ş. in 2004 as SME Banking Business Development Department Head, Mr. Özark worked as Capital Markets Instruments Sales, Performance and Business Development Department Head, SME Banking Marketing Small Scale Enterprises Senior Vice President, SME Banking Marketing Senior Vice President, Retail Banking Sales Management Senior Vice President, Mass Banking Sales Management Senior Vice President respectively. He works as Executive Vice President in charge of Retail Banking Sales Group in Denizbank A.Ş. since February 2014.

Born in 1977, Mr. Uyar received his BSc degree from Istanbul Technical University, Control and Computer Engineering Department in 2000. Starting his career in 1996 as System Engineer in Istanbul Technical University Mr. Uyar worked in Information Technology, Internal Control Technology and Security, Core Banking Transactions and R &D Departments in Denizbank A.Ş. between 2000- 2008. He served as Intertech Assistant General Manager between 2009- 2012. He works as Intertech General Manager since March 2012.

Born in 1971, Mr. Özcan graduated from Middle East Technical University, Faculty of Economics and Administrative Sciences, Department of Business Administration in 1998. Mr. Özcan started his banking career in 1998 as Associate at Alternatifbank, Financial Control and Reporting Department and then worked at Treasury and Risk Control Department. Joining DenizBank A.Ş. in 2004 as Management Reporting Vice President, Mr. Özcan worked as Risk Management Vice President between 2005- 2006, Management Reporting Department Head between 2006- 2007, Management Reporting and Budget Planning Department Head in 2007. He held the position of Management Reporting and Budget Planning Senior Vice President between 2007- 2014. He works as Executive Vice President in charge of Management Reporting and Budget Planning Group in Denizbank A.Ş. since February 2014.

Born in 1977, Mr. Işık graduated from Middle East Technical University, Faculty of Economics and Administrative Sciences, Department of Economics in 1999. He received his MBA in Banking (English) from Yeditepe University in 2003. Beginning his career in 1999 at Yapı Kredi Bank as an auditor, Mr. Işık served at Credit Europe Bank LTD. as the Head of Internal Audit Department between 2006- 2013. He is the General Auditor of DenizBank A.Ş. since February 2013.

Born in 1975, Mr. Abil graduated from Middle East Technical University, Faculty of Economics and Administrative Sciences, Department of International Relations in 1996. Mr. Abil started his career in 1997 as Auditor in Başaran Nas Yeminli Mali Müşavirlik A.Ş, and worked at Price Waterhouse Coopers USA as Director between 2010- 2012. He served as Director in charge of Technical Projects and Group Reporting at Union Bank of California between 2012- 2013. He joined DenizBank A.Ş. in 2013 as Financial Affairs Senior Vice President. He serves as Executive Vice President in charge of Group Reporting and ALM Group in Denizbank A.Ş. since February 2014.

Born in 1970, Mr. Teoman graduated from Hacettepe University, Faculty of Economics and Administrative Sciences, Department of Economics in 1993. Beginning his banking career in 1994 at İşbank as a Junior Auditor, Mr. Teoman worked at InterBank A.Ş. as Credits Senior Associate between 1997- 1998, Credit Allocation Vice President between 1998- 2002 and Marketing Department Head at Ziraat Bank between 2002-2003. Mr. Teoman joined DenizBank A.Ş. in 2003 as Corporate Credits Vice President and held the position of Credits Department Head between 2003- 2004, Corporate Credits Department Head between 2004- 2006, Contracting Sector Allocation Senior Vice President between 2006- 2011, Corporate Credits Senior Vice President between 2011- 2013. He works as Executive Vice President in charge of Corporate and Commercial Credits Group in Denizbank A.Ş. since January 2013.

Born in 1974, Mr. Yılmaz graduated from Istanbul Technical University, Faculty of Business Administration, Department of Management Engineering in 1997. Mr. Yılmaz started his banking career in 1998 as Junior Associate at DenizBank A.Ş. Administrative Services Group and served at Financial Planning and Control, Budget Planning and Risk Management Departments, respectively. Mr. Yılmaz worked as Risk Management Senior Vice President. He serves as Head of Risk Management Group with Executive Vice President status in Denizbank A.Ş. since February 2014.

Born in 1967, Mr. Demircioğlu graduated from Middle East Technical University, Faculty of Economics and Administrative Sciences, Department of Business Administration in 1990. Starting his banking career in Finansbank between 1990-1998, he last held the position of Group Manager. He worked at Alternatifbank between 1998-2000 as Executive Vice President. Then he served at Osmanlı Bank as Executive Vice President between 2000-2001. He served as Executive Vice President at Halkbank between 2001-2002. He began working as Director at The Marmara Hotel between 2002- 2004. He joined Denizbank A.Ş. in 2005 as Executive Vice President in charge of Head Office Operations Group. He works as Executive Vice President in charge of Financial Affairs Group in Denizbank A.Ş. since 2006.

Born in 1964, Mr. Kaya graduated from Gazi University, Faculty of Economics and Administrative Sciences, Department of Public Administration in 1985. Starting his banking career in Pamukbank in 1986, he held several positions in TEB, Marmara Bank and Alternatif Bank. He worked as Branch Manager at Bank Ekspres between 1994 and 1997. He joined DenizBank A.Ş. in 1997 as Ankara Branch Manager and served as Central Anatolia Regional Manager between 2002- 2003. Mr. Kaya continues his duty as Executive Vice President in charge of Administrative Services in Denizbank A.Ş. since 2003.

Born in 1972, Mr. Kozintsev received his BA, MA and PhD in Economics from Moscow State University. He worked at Bayerische Hypo Vereinsbank as Deputy Head Representative from 1996 to 2000, then at Unicredit Bank as Head of Corporate Customers Department between the years of 2000-2007 and at Unicredit Security as Debt Capital Markets Director from 2007 to 2008. Afterwards, he served as Investment Banking Director at IFD Kapital between the years of 2008-2012. Mr. KOZINTSEV has continued his duty at Sberbank as Senior Managing Director since April 2013. He was appointed as member of the Board of Directors of DenizBank A.Ş in July 2013 and Kozintsev continues to work as Board Member in charge of Credit Risk at DenizBank since August 2015.

Born in 1965, Mr. VAN ROSTE graduated from Limburg University (Belgium), Marketing Department. Starting his career at Bacob Bank Belgium in 1989 at Corporate Sales Department, he held several positions at Paribas Bank Belgium and Artesia BC as Head of Corporate Sales, Structured Products, FX Derivatives Departments before joining Dexia in 2002. He worked at Dexia as Deputy Head of Financial Engineering and Derivative Products at Treasury and Financial Markets Group and served at Public and Project Finance Group, Structured Finance and Export Finance Department between the years of 2003-2005. He assumed the duties of Executive Director at Dexia Holding between the years of 2005-2007, Executive Vice President in charge of Public and Project Finance Group at DenizBank A.Ş. in 2007, Executive Vice President in charge of Public Project Finance and Corporate Banking Group at DenizBank A.Ş. between the years of 2007-2009 and has continued to serve as the Member of the Board of Directors of DenizBank A.Ş. since June 2009.

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