How to Get a Mortgage from DenizBank
How to get a Mortgage from DenizBank?
- Foreigners, with different behavior/features, require a different application approach. Therefore DenizBank has developed mortgage loans specially for foreigners
- Required documentations are provided to the nearest branch of your new house.
- An appraiser will be directed to your property for appraisal report.
- The branch will inform you in maximum 5 business days with regards to your mortgage application
- You will be handed out the pre term sheet that you can use as our written promise to you
- We will present a pre term sheet to you which notifies your mortgage conditions. After you sign the pre term sheet you will need to pay the commitment fee
- Pre term agreement will be valid of four months. Meanwhile, we will be expecting you to arrange:
- DASK: (nature disaster insurance)
- House insurance; İskan Ruhsati (house permission)
- Approval of the ministry of Defense (Savunma Bakanliği)
- Tax number and opening a demand deposit account
- After collection of all the documents mentioned above, we will give the final approval.
- An appointment to pay out the loan and put the mortgage on the title deed at the Tapu office will be arranged.