DenizBank offers Off Plan Mortgages to foreigners as well! You will not need to wait for your property to be completed. Please visit our nearest branch to ask for our current joint promotion with develops and ask for the special conditions or call 444 36 34.
| Issue |
Feature |
| Loan to value |
Maximum 70% of the appraisal value
(not always equal to the sales price) |
| Debt to income |
Maximum net salary to spend to installment for
total loan position 50% |
| Valuation of income |
Only salary income transferred to a bank account, average profit of the last 2 years, pension income |
| Maximum amount |
No maximum |
| Minimum amount |
€ 25.000 |
| Nationalities |
All countries that have a reciprocal agreement with Turkey.
Click here for the full list.
|
| Maturity |
15 years |
| Loan in TL |
Yes |
| Loan in euro |
Yes |
| Loan in Dollars |
Yes |
| Loan in British pound |
Yes |
| Interest types |
Fixed |
| Early repayment |
Possible (2% penalty fee) |
| Property valuation |
Done by DenizBank or appointed appraisal by
DenizBank, pre-valuation paid by DenizBank |
| Age of application |
25 -70 years |
| Maximum age at end of maturity |
70 years |
| DASK: nature disaster insurance, House insurance; |
To arrange via DenizBank, |
| Life insurance |
No obligation |
| Off plan mortgage |
Yes, with full bank guarantee from constructor
for the total loan amount |
| Monthly installment payments |
Automatic payment from a DenizBank account |
| Validity of the pre offer |
4 months |
| Extension of validity of the pre offer (except interest rate) |
Until 18 months (1% extra commission required) |