All investors, small or large, often face uncertainties on the index and fluctuations in exchange rates while DenizBank customers never have to worry about them! If you want to make a profit on gold, stock market or foreign exchange, you can continue your investments without being harmed by the negative fluctuations of the exchange rate and index. If the exchange rate and index in the term are above the value you started with, your earnings increase. Otherwise, your principal is protected and does not melt away. DenizBank offers various protection products for the risks that may arise if the exchange rate or index rises or falls in accordance with market conditions.
For example, when you have a protected FX deposit account, your principal is under guarantee in the event that the foreign exchange subject to the deposit has lost its value compared to the other currency. In a protected deposit indexed to the USD - TL exchange rate, your money will not melt away in the case of the USD weakening against the TL when the term expires. If the USD rises against the TL at the end of the term, your earnings will appear in your account. The amount you lose otherwise will be covered by DenizBank. When you want to change your money at the end of the term, your money is traded at the same exchange rate as the one on the day you deposited the money at the beginning of the term. Similarly, protected gold deposit accounts are products only focused on making a profit. When the gold gram value increases, you will have extra earnings. Otherwise, you will protect your principal and avoid the risk of loss.