In calculating the insurance guarantee, the total balance of a person’s accounts in one or different branches of (a local or foreign bank authorized to collect deposits in Turkey) is taken into account. The limit of 50,000 YTL is compared with the total balance and respective interest of deposit accounts opened in one or more branches. For example: If the total of person A's savings deposit accounts opened in two different branches of a bank (including interests accrued until that date) are 60,000 YTL, only 50,000 YTL of this amount will be under guarantee.