Gold Accumulating Account
A small step for your budget, a big step in saving in gold!
Accumulate gold gram by gram through Gold Accumulating account!
Investing in gold regularly (monthly or quarterly) with Gold Accumulating Account you can benefit the return and increase your savings with interest yield.
- You can issue a regular payment order for minimum 1 gr gold on your deposit TL -USD -EUR or deposit gold account.
- Upon your order money is regularly transferred to your Gold Accumulating Account automatically.
- You start gaining profit with Gold Accumulating Account interest rate starting with the first payment.
- Regular transmissions can be done monthly or once in 3 months.
- Maturity period for Gold Accumulating Account is 3 years.
- From the first payment, you will start to earn with advantageous interest rates on the Gold Accumulation Account
- Amount of interest is transferred to your account annually.
- To make your savings increase faster, you can make interim payments within the amount specified by the bank during maturity, providing these payments are made on the regular payment days.
- You can change your regular payment amount anytime during maturity.
- To make your savings increase faster you can make interim payments in amounts of your choice during maturity, providing these payments are made on the regular payment days.
- You can change your payment amount as you wish as long as it does not fall below the minimum payment amount.
- When regular payment* amount cannot be collected, partial collection not less than the minimum regular payment amount takes place. Payments made as partial collections are taken considered as regular payments.
- For the accounts that have been closed before maturity, the interests paid during the term are refunded.
- As Gold Accumulating Account is a regular investment product, the collections are realized upon your order during the maturity term and the account cannot be suspended throughout the maturity period. On the other hand, if you do not transfer money to your account for 3 consecutive months, the account will lose its accumulating feature; therefore, your balance in your Gold Accumulating Account will be transferred to your demand deposit account and the Accumulating Account will be closed down.
- TL 150,000 of time deposit accounts are under the guarantee of Savings Deposit Insurance Fund.
How can I open an account?
You can open a Gold Time Deposit Account via AçıkDeniz İnternet Banking or in the nearest branch of DenizBank.
Deposit accounts opened in the name of natural persons, deposits not subject to business transactions, and the deposits in TL, FX and precious metals are within the scope of insurance up to TL 150,000 for a real person at a deposit bank.