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DenizBank Black

Earn exclusive discounts and 3 times as much bonus in selected sectors!

General Information

  • With DenizBank Black, you can earn more bonus in your shopping while you feel privileged and do shopping for free with your bonuses that you have saved up in Bonus Programme Partners.
  • With the contactless card feature, you can quickly and easily realize your transactions amounting to 750 TL and below by scanning your card without needing a password and signature across all points with a contactless card reader.
  • You can use all of your available card limit as cash advance or instalment cash advance in your urgent cash needs.


Where to Apply for DenizBank Black

You can apply for DenizBank Black credit card full of advantages right away.

  • Internet Banking
  • MobilDeniz Application
  • DenizKartım Application
  • DenizKartım Application
  • 0850 222 0 800 Call Center
  • SMS*

*Type KKART space TR ID number space your date of birth in the YYYY/MM/DD format and send it to 3280 and we will call you.

Payment Points

Going to Branches If You Wish

  • All DenizBank branches and ATMs*
  • All Practical points*
  • All Garanti Bank branches and ATMs*,
  • All PTT branch and ATMs*.

Wherever You Are

  • Other banks via EFT,
  • From your DenizBank account through automatic payment order,
  • 08502220800 Telephone Banking,
  • Internet Banking,

* A fee will be charged to your statement for the payments you will make through this points.

Legal Information Regarding Your Credit Card

  • Your credit card is kept closed during courier delivery for your security.
  • Once you receive your card, you can start using your card on the same day by getting an SMS* from our MobilDeniz and DenizKartım Mobile Banking applications. You can type SIFRE space 4-digit password you set yourself space the last four digit of your card and the last three figures at the back of your card to receive a password via SMS. Eg: SIFRE 1234 1234567).
  • With the regulation made in the Electronic Banking and Information Systems Regulation, as of 1 July 2020, our customers who have their mobile banking channels active can receive their card passwords through mobile banking channels instead of the SMS method.
  • Do not use numbers that are easy to guess such as your date of birth while you create your password. You need to protect your card and your password information necessary to use your card, avoid sharing it with the third parties and take measures to keep others from using it.
  • In case your card gets lost or stolen or your password has been captured and you notice that your card has been used in any transaction that has taken place outside of your will, you need to apply to a branch closest to you right away to immediately notify or call Affluent Call Center on (0212) 340 21 21 to notify.
  • You are responsible for the losses arising out of illegal uses which take place within 24 hours prior to loss/theft notification to be limited to 150 TL. This limit will not be applicable in case no notification is made and you will be fully responsible for the entire expenses. You can make sure that 150 TL which you will be responsible for in case of loss/theft is insured by an insurance company and if you wish you can call Affluent Call Center on 0212 340 21 21 to own this product through our bank.
  • You need to notify our bank of the changes in your home/work address or other contact information within 15 days.
  • For the transactions realized in fx, your account summary is issued in TL or USD. The transactions realized in fx are charged to your card by getting converted to USD by international card institutions. In case you do not pay your USD spending on the last payment date, a contractual interest is applied by converting your debt amount to TL based on the current fx sell rate of the Bank on the next business day following your last payment date.
  • The insurance policy maximum coverage ratio is 25.000 USD, covering death upon accident and permanent disability upon accident. To benefit from the insurance, the travel ticket in domestic and international travels should be paid through Affluent Bonus Platinum credit card. It applies to domestic and international travels.