Net Card

General Information

You are stepping into a whole new world with Net card - the new member of DenizBank family. You are now the holder of your card!

Features

The Features of Net Card

No Annual Card Fee!
Net card has contactless card feature.
Offers contactless transaction for transactions up to 2.500 TL.

Net Card Application Points

We would like to see you on Mobildeniz for your application! To apply for your credit card via MobilDeniz or to apply to become our customer via MobilDeniz if you are not one already, click here.
Internet Banking
My DenizKartım application
DenizBank ATMs
0850 222 0 800 Call Center

Net Card Credit Card Payment Points

Going to Branches

All DenizBank branches and Internet Banking ATMs,
All Practical Points*,
All Garanti Bank branches and ATMs*,
All PTT branches and ATMs*.
All ICBC Turkiye branches*.

Wherever You Are

MobilDeniz
Other banks via EFT,
Your DenizBank account with automatic payment instruction,
0850 222 0 800 Telephone Banking,
DenizKartım application,
www.denizbank.com Internet Banking.

*Transaction fee will be charged to your statement for the payments will be making via these points. Click here for current fee information.

Legal Obligations

Your credit card is kept in a deactivated state for your security during courier delivery.
Once you receive your card, you can obtain your PIN immediately via our MobilDeniz and DenizKartım mobile banking applications or via SMS* and start using your card on the same day. To receive password via SMS, please type PASSWORD space, 4-digit password of your choice space, the last four digits of your card number and three numbers on the back of your card and send it as an SMS to 3280. Example: PASSWORD 1234 1234567.
With the amendment made to the Regulation on Electronic Banking and Information Systems, customers with active mobile banking channels have been able to obtain their card PINs via mobile banking channels instead of SMS, effective July 1, 2020.
Do not choose a card PIN that is difficult for you to remember, yet consists of numbers such as your date of birth that are easy for third parties to guess. You are required to securely protect your card and the PIN information necessary for its use, avoid sharing them with third parties, and take measures to prevent others from using them.
In the event that your card is lost or stolen, your PIN is compromised, or you notice your card being used for any transaction made without your authorization, please notify us immediately by calling Telephone Banking at 08502220800.
You are liable for losses arising from unauthorized use occurring within the 24 hours prior to the report of loss or theft, up to a limit of 150 TL. However, if the notification is not made, this limit will not apply, and you will be liable for the entire amount of the expenses incurred You can arrange for an insurance company to cover the 150 TL for which you would be liable in the event of loss or theft; if you wish, you can call our Telephone Banking service at 08502220800 to obtain this product through our bank.
You are required to update any changes to your contact information within 15 days at the latest via our branches, the number 08502220800, or www.denizbank.com. Otherwise, the notifications sent to you may not reach you.
The Bank converts the expenses incurred by the Customer abroad and other fx transactions using his card into TL based on its own fx sales rate on the day they are recorded into the account or monthly average rate that it will identify for these kind of expenses. In international credit card transactions, the Bank’s agreement with institutions is made in USD currency. Regardless of the original currency, overseas expenditures are first converted into USD based on the exchange rates applied by the international card-issuing organizations (Visa International and/or MasterCard International) and are charged to the BANK in USD to include the commission amounting to up to 3% applied by said organizations. The transaction fees charged by these international card-issuing organizations are charged to the account summary as USD or TL by the Bank based on the customer preferences, the Customer may pay off his debt in TL or USD. The current fx sales rate of the Bank will be used on the day the transaction comes from settlement while converting the amount converted into USD by Visa/MasterCard and submitted to the Bank by the settlement. However, the expenses made in the foreign airlines in Türkiye are issued in TL on their sales certificate whereas they might be shown in USD in the account summary. The expenses made by the customer at home and abroad, the related authorization expenses regarding cash advance withdrawals are included in the account summary (domestic authorization expenses in TL, international authorization expenses in USD account summary).

Frequently Asked Questions

What is DenizBank Net Card?

Net Card is a retail credit card by which DenizBank offers a wider area to its customers and grants the ownership of the card fully to the customers.

What is the card fee? What will happen when I don’t pay for the card fee?

The card fee is a membership fee which starts as of the moment you request the card and is requested by banks in return of the service and cost fees as long as you use the card. With Net Card, DenizBank does not request any fee payment for your credit card starting from the process of receiving the initial primary card by removing the common membership fee approach. Thus, your credit card turns into a card for which you do not pay any fee and that is fully yours.

Where can I use my Net Card?

Net Card does not have any restriction in terms of its use. As long as you fulfill the legal obligations you can make a spending in any area with Net Card.

I would like to apply for Net Card. Is there any special condition? Where can I apply?

The difference of Net Card with any other credit card is that it does not require any fee. Therefore, there is no special condition during application. To apply for DenizBank Net Card, you can apply online through your mobile phone by your side or easily apply through DenizBank branches with your TR ID card.