Audit and Risk Committee

DenizBank Board of Directors has formed an Audit and Risk Committee from among its own Members. Consisting of Non-Executive Board Members, the Audit and Risk Committee holds periodical meetings and determines Bank’s audit policies.

Internal audit activities are conducted on the basis of internationally approved audit standards and domestic regulations and taking the needs of the Bank and Group into consideration under the responsibility of a Board Member in charge of Internal Systems (audit, internal control, compliance and risk management), who is also a member of the Audit and Risk Committee.

The Audit and Risk Committee is responsible for taking necessary measures in order to ensure that accounting systems and financial information of the Bank are audited and disclosed efficiently and for supervising functioning and effectiveness of internal control system.

The Committee consists of three Members whose qualifications are stated below:

Member	Title	Position
Dr. Björn Lenzmann	Chairman	Non-Executive Member
Ahmed Mohammed Aqil Qassim Alqassim	Member	Non-Executive Member

The Audit and Risk Committee meetings are held at least once on a quarterly basis –and at least 4 times a year. In addition, independent from management units, the Audit and Risk Committee holds meetings with independent auditors at least two times a year and discusses internal control, financial highlights, internal audit and other agenda items to be discussed specifically.

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Audit and Risk Committee

The Committee consists of three Members whose qualifications are stated below:

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