Withdraw and deposit money as you wish
And without even interrupting your maturity or losing your interest!
With Deniz Account you can withdraw and deposit money any time you want without interrupting your maturity term. Plus, you will not lose your interest with these transactions.
- Lower limit for opening Deniz Account is TL/USD/EUR 1,000.
- During 30 days since account is opened you will benefit from favorable welcome interest. Welcome Period Interest ratio can be used only once for each type of currency.
- Upper limit for benefiting from welcome interest is 100,000 for TL and 25,000 for USD and EUR.
- When period of welcome interest is over, you will benefit from standard interest ratio throughout the maturity. Standard interest ratio upper limit is valid for TL 500,000 and USD and EUR 25,000.
- You can withdraw and deposit money on Deniz Account without interrupting your maturity term. You will not lose any interest with these transactions.
- Even in case of zero balance account, your Deniz Account will not close and will keep open until close instruction is given. However, in case that your account remains inactive with zero balance for 90 days, it will be closed automatically.
- The lower limit for the Deniz Account is 1,000 Turkish Liras or its equivalent in USD and EUR. If your account balance has not exceeded TL 1,000 or its FX equivalent even once during 90 days, your current Deniz account will be automatically closed and your current balance will be transferred to your demand deposit account.
- You can deposit money into your Deniz Account until 20:00; after this time, no money transfer can be realized to the account until the following working day. For Deniz Account interest accrual, the due time for depositing is 18:00. Accounts opened or balances transferred into Deniz Account after 18:00 will be eligible for interest accrual as of the following working day.
- You can make EFT, transfer and virement transactions from Deniz Account to other accounts.
- EFT and transfer can be made to Deniz Account.
- The money in your account will benefit from the welcome or standard interest rates, and if your balance exceeds the limit, limit exceeding interest rate will be applied only for the exceeding portion.
- TL 150,000 of time deposit accounts are under the guarantee of Savings Deposit Insurance Fund.
Deniz Account Table
|Account Opening Lower Limit
|Account Upper Limit
|Limit Exceeding Interest
*The interest rates indicated are annual, gross and simple interest rates.
How can I open an account?
You can open your Dowry Account at the nearest DenizBank Branch