Deniz Bonus Credit Card | DenizBank
Deniz Bonus Card

The credit card that has the most to offer

Deniz Bonus card!

You can earn bonus points for your domestic and international shopping with Deniz Bonus credit card, shop free of charge at more than 250.000 merchants with your bonus points and enjoy extra bonus and instalments at program partners.

You may earn bonus points when shopping in Turkey and abroad at millions of Visa / MasterCard partner merchants in your cash and instalment transactions.

You may spend the bonus points you collect anytime you like and enjoy shopping for free. Each 1 TL Bonus point you earn is equal to 1 TL.

Click here for more information on Deniz Bonus credit card promotions and services.

Deniz Amerikada

Welcome to a privileged US shopping experience, exclusive to DenizBank customers!

For more information:

You may now apply for Deniz Bonus Credit Card, offering you a spectrum of advantages.

You may apply through:

  • Internet Banking
  • MobilDeniz application
  • DenizKartim application
  • All DenizBank ATMs
  • 08502220800 Telephone Banking

If you wish, by visiting branches

  • All DenizBank branches and ATMs,
  • All Pratik Nokta Kiosks*,
  • All Garanti Bank branches and ATMs*,
  • All PTT branches and ATMs*,
  • All ICBC TURKEY branches*.

And if you wish,

  • Internet Banking
  • MobilDeniz application
  • DenizKartim application
  • 08502220800 Telephone Banking

*Transaction fee shall be charged in your account statement for payment made at these spots. Please click here for current fee information.

*For your security, your card is blocked when it is delivered. 1 day after we are notified by the courier that your card was delivered, it will be automatically opened for use and you will receive an SMS notification.

* When you receive your card, you may start using it on the same day after obtaining your PIN number. You may text SIFRE, leave a space, write the 4-digit PIN number you choose, leave a space, write the last four digits of your card number and the last three digits on the back of your card and send to 3280 by SMS. (E.g.: SIFRE 1234 1234567).

*Please do not choose your card PIN number among figures that are difficult for you to remember and easy to be estimated by third persons, such as your date of birth. You should protect your card and your PIN number which is required to use your card, not share it with third parties and take the required measures to prevent others from using it.

*In the event your card is lost, stolen or your PIN number is acquired and you notice that your card was used in any transaction beyond your will, please immediately report by calling Telephone Banking at 08502220800.

*Please note that you are responsible for losses arising from illegal usage that occurred within 24 hours prior to reporting loss/stolen case, being limited to TL 150. However, in the event such notification is not made, the mentioned limit shall not be applied and you shall be responsible for all expenditures incurred. You may have the TL 150 which you will be responsible for in a loss/stolen case insured by an insurance company or you may call Telephone Banking at 08502220800 to have this product via our Bank.

* You should update any changes in your contact details within 15 days at the latest via our branches, through 08502220800 or Otherwise, you may not receive notifications.

*Shopping made abroad by the Customer with his or her card and other FX Transactions shall be converted into Turkish Lira by the Bank at the date on which such transactions are recorded in the account upon its own FX sell rate or a monthly average currency rate that the Bank will determine. In credit card transactions abroad, the Bank has executed agreements with institutions with USD as the currency. Any spending originating from abroad shall be first converted into USD by taking as principle the conversion rates applied by international card issuers Visa International and / or MasterCard International, regardless of the original FX type, and then such expenditures shall be translated into the BANK’s records in USD by including the commission of up to 3% they apply. Transaction fees charged by these international card issuers shall be recorded by the Bank in USD or TL upon customer preferences in account statements and the Customer may pay his or her debt in TL or USD. When the amount converted by Visa/ MasterCard and conveyed to the Bank through clearance into TL, the Bank’s current FX sell rate on the day when the transaction was received from clearance shall be used. However, expenditures made at foreign airlines based in Turkey may be in USD in the account statement while being issued in Turkish Lira in the sales document. Authorization fees related to Customer’s domestic and international expenditures and cash advance withdrawals shall be in the account statement (domestic authorization fees shall be in Turkish Lira and international authorization fees shall be in USD).

Frequently Asked Questions

You may call our Call Center via 850 222 0 800 or contact your branch to learn more about the status of your card application.

A file handling fee is charged based on limit for producer cards and there is no card fee involved.

The card maturity date is determined based on the harvest time of the crops you produce with once-a-year payment. It cannot be changed and extended.

If the cheque was blank when it got stolen, the branch must be notified of this to request signature control when the cheque is presented. If the cheque was used when it got stolen, a court decision must be issued and communicated to the branch.

You may withdraw up to 1500 TL at maximum per day with your card at our ATMs.

150 TL at minimum and 250 TL at maximum is charged from our customers using any of the 4 products that SME Card is linked to, based on the type of the card.

You may get your card PIN number via SMS or Internet Banking.

To get or change it via SMS, you may text SIFRE, leave a space, write the 4-digit PIN number you choose, leave a space, write the last four digits of your card number and the last three digits on the back of your card and send to 3280 by SMS. Please click here for details.

We are using cookies on our website to offer you a better, faster and more secure visit.
To disable cookies, you may follow “Settings / Privacy / Content Settings / Disable Cookies”. You may find further information in our Cookie Policy.


Döviz Çevirici


İzin Pazarlama Button


DenizBank, İnovasyonda Dünyanın 1 Numarası Seçildi.

DenizBank, İnovasyonda Dünyanın 1 Numarası Seçildi.