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DenizBank | Beyond Deniz!
Cards
Deniz Bonus CreditCard

Deniz Bonus CreditCard

Features

  • Quick cash advance
  • Additional installments and discounts on purchases from contracted merchants
  • Fast shopping with the contactless payment feature
  • Bill installment
  • Making online purchases from the US with DenizAmerikada

Legal Information

  • Your credit card is deactivated when it is first delivered for your safety. 1 day after the deliverer has informed us that you have received your card, your card will be automatically activated and you will be notified via SMS.
  • You can get your PIN as soon as you receive your card and immediately start using your card on the same day. *You can type SIFRE, leave a space, type the 4-digit PIN of your choice, leave a space, type the last four digits of your card number, and the last three digits on the back of your card and send it to 3280 via SMS. E.g.: SIFRE 1234 1234567)
  • When creating your PIN, do not choose numbers you would find hard to remember, or numbers easy to be guessed by third parties. You must securely protect your card and the PIN information required to use your card, not share them with third parties, and take measures to prevent it from being used by others.
  • If your card is lost or stolen, your PIN is compromised, and you notice that your card is being used in any transaction against your will, please call 08502220800 Phone Banking and inform us immediately.
  • You are liable for losses caused by unauthorized use of your card within 24 hours prior to the report of loss/theft, up to 150 TL. However; if you do not report it, the limit will not apply, and you will be liable for all expenses incurred. You can get the 150 TL you will be liable for in cases of loss/theft insured by an insurance company. If you want to, you can call 08502220800 Phone Banking to get this product through our bank.
  • You must update any change in your contact information within 15 days at the latest through our branches, 08502220800 or www.denizbank.com. Otherwise, you might not receive information.
  • The bank converts the expenses the customer makes abroad via their card and other foreign currency transactions to Turkish lira at its own foreign exchange rate or the average monthly rate it will determine for such expenses on the date it records in their account. In credit card transactions abroad, the Bank has contracted with corporations with USD being the currency. Foreign expenditures, regardless of the original currency, are first converted to USD based on the conversion rates applied by international card networks Visa International and/or MasterCard International and are reflected in USD to the Bank, including a commission of up to 3% that they apply. The transaction fees charged by these international card networks are reflected by the bank in account statements in USD or TL according to customer preferences. The customer may pay the debt in TL or USD. When the amount converted by Visa/ MasterCard to USD and transferred from clearance to the Bank is converted into TL, the Bank will apply the current foreign exchange rate on the day the transaction was received from clearance. However, while expenses at foreign airlines located in Turkey may be issued in the sales document in Turkish Lira, they may be included in the account statement in USD. Authorization fees related to the Customer’s domestic and international expenses and cash advance withdrawals will be included in the account statement (domestic authorization fees in Turkish Lira and international authorization fees in USD.)

Frequently Asked Questions

What is Deniz Bonus? What can I do with Deniz Bonus?

DenizBank credit card is a credit card that DenizBank has designed for its customers and can be used for shopping anywhere with a POS machine. In addition to the shopping experience that offers various installment options, DenizBank's credit card also meets your cash needs and helps you withdraw some cash advance. And when you urgently need cash, your Deniz Bonus is surely with you! In exchange for a certain interest rate, you can withdraw cash within your limit from ATMs at any time.

The credit card has a limit set by the user. Within this limit, you can make your purchases with privileged installment opportunities and use your credit card as your favorite and advantageous means of payment. Customers who regularly use the DenizBank credit card and do not delay paying their debt increase their credit score and receive many Bonuses. After setting and requesting a limit correctly, you can start shopping with the DenizBank credit card you will receive. Thanks to Accumulated Bonuses, you can also make advantageous purchases from contracted merchants.

You can also easily use your DenizBank credit card for online purchases. You might prefer online shopping more especially due to a busy schedule, lack of time, and easy use. You can also take advantage of DenizBank's benefits and special offers.

Can I use Deniz Bonus abroad?

It is extremely easy to earn while spending with Deniz Bonus Credit Card. With Deniz Bonus, you can earn Bonus for all your expenses domestic and abroad. In addition, you can shop for free and benefit from discounts at many participating merchants with these accumulated Bonuses. The Bonus credit card also helps you benefit from additional Bonus and installment opportunities. Besides, with your Deniz Bonus credit card, you can also earn a Bonus for your advance or installment purchases at many merchants with the Visa / MasterCard logo in Turkey and abroad. You can spend these Bonuses that you have accumulated at any time and enjoy free shopping.

DenizBank also allows you to have a privileged shopping experience in the US. At the same time, it allows you to shop at discounted prices in many sectors, from clothing to food, from auto accessories to electronic products. DenizBank is with you in every corner of the world! All you have to do is apply with a click and wait for your Deniz Bonus card to be delivered to your door.

How do I earn Bonuses with Deniz Bonus?

Thanks to DenizBank credit card application, you are eligible for many offers and discounts. With the Bonus card application that you will make through DenizBank branches, Online Banking, or MobilDeniz application, you can shop in Turkey or abroad more easily. The Bonus campaign provides installment opportunities in many other sectors such as clothing, cosmetics, shoes, bags, fuel, food, and electronics. These installments take place via POS devices with the Bonus feature available at participating merchants. In addition, you may also encounter additional installment opportunities at the end of every purchase you make. This way, you get to pay easily and enjoy your Deniz Bonus card to the fullest.

Besides, if you spend within the limits set by DenizBank, you will have the opportunity to earn instant discounts and Bonuses. Thanks to the offer on the motor vehicle tax, you are offered many installment opportunities on your motor vehicle tax and you get to pay your tax more easily. In addition, you also have the convenience of paying your natural gas bills by getting exclusive installments. You can also give automatic payment orders. Thus, you will not miss the payment day of your bills and bring more comfort to your life.

How do I make contactless payments with Deniz Bonus?

All credit cards in DenizBank are presented to our dear customers using the latest technology. The innovative DenizBank credit cards aim to make your purchases faster and easier.

The contactless payment, which is one of the most notable among these facilities, also stands out as a technological innovation offered by DenizBank. Your card has a contactless wave symbol on the front. You can make your payment extremely quickly and easily by moving your contactless card closer to contactless POS devices. When you remove your card, you will see a message on the screen saying that your purchase was successful. You can easily and safely make all your expenses in the amounts determined by DenizBank without entering your PIN with your contactless card. However, for purchases made above the specified amount, you must proceed to shopping by entering your PIN. You can easily use your contactless Deniz Bonus credit card, whether at a store, a restaurant, or a grocery store.

What privileges does Deniz Bonus credit card offer?

With Deniz Bonus credit card, you can have the privileged experience of shopping from the US. DenizAmerikada provides an advantageous online shopping experience that only DenizBank credit card customers can benefit from. DenizAmerikada allows you to quickly and easily order products such as clothes, shoes, bags, food, electronic devices, car parts, accessories, books, CDs, DVDs, and many more from the leading stores of the US. It also provides a unique quality of service by delivering all your orders to your home. It also helps you have magazines and periodicals of all kinds published in the US. Thus, you can find products that you cannot find in Turkey. At the same time, you can buy products which are expensive in Turkey, at more affordable prices. Your orders are delivered to your address under the DenizBank guarantee. You can also shop safely from all websites in the US. DenizAmerikada provides an easy and smooth online shopping experience. When purchasing products from websites, you can just give the US address assigned by DenizAmerikada as the delivery address. Packages are accepted at this address and sent to Turkey. In addition, even if the website you want to shop on only accepts credit cards from American banks, DenizAmerikada is your greatest helper. Thanks to the "buy for me" service offered by DenizBank, your products are accepted on your behalf, and payment is made with your existing DenizBank credit card. It also keeps the products you buy in a warehouse in the US for a month so that you do not have to pay the shipping cost. This way, it further reduces your costs by sending all your purchases made on different dates to the Turkey address at once.

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